Our team works by reviewing your credit reports, disputing any errors or negative information with the credit bureaus, and negotiating with creditors to have the negative items removed or modified

The length of time to see results varies based on several factors such as the number of negative items, the complexity of the dispute process, and the client’s compliance with the credit repair process. On average, it can take anywhere from 1 – 6 months to see significant improvement.

Yes, credit repair is legal under the Credit Repair Organizations Act (CROA). The act requires credit repair organizations to follow strict guidelines, such as disclosing their services and fees upfront, and not making false or misleading statements to their clients

Yes, you can do credit repair on your own. However, it can be a time-consuming and complex process. Hiring our company is a convenient and effective way to improve your credit score.

No, a credit repair company cannot guarantee results. The credit bureaus and creditors have the final say in what information appears on a credit report, and some negative items may be difficult or impossible to remove. However, we will do our best to help improve your credit score. We have a 90 day money back guarantee.

Credit repair refers to the process of improving one’s credit score and fixing errors or negative information on their credit reports.

Credit repair is important because a good credit score is a crucial factor in obtaining loans, mortgages, and credit cards with favorable interest rates and terms. A negative credit history can make it difficult or impossible to get approved for these financial products, and can result in higher interest rates and fees.

Some common errors that can appear on your credit report include incorrect personal information (such as your name or address), accounts that don’t belong to you, late payments that were actually on time, and charged-off accounts that were paid or settled. Other errors can include duplicate accounts, incorrect credit limits, and accounts that were included in a bankruptcy but are still listed as open.

No, disputing errors on your credit report will not hurt your credit score. In fact, correcting errors on your credit report can help improve your credit score

A good credit score is typically considered to be 700 or above. However, the definition of a good credit score can vary based on the type of loan or credit product you are seeking.

It all depends. There are no two credit reports that are exactly the same. This means that improvements we make on one person’s credit may or may not improve the score as much as another’s. The “average”, we’ve found, never applies. We’ve seen scores go up 200+ points, and others just get the 20 point boost they needed to qualify for their home loan. Everyone’s results will vary, but, you can be certain we will get you the best results possible.